On Thursday afternoon from the Oval Office, President Donald Trump is set to announce a new policy initiative aimed squarely at one of the most emotionally charged healthcare issues in America: in vitro fertilization (I.V.F.) access. But while the move fulfills a campaign promise, experts and advocates are divided on whether it will truly move the needle for millions of Americans struggling with infertility.
What’s in the New I.V.F. Proposal?
According to White House officials, the administration will release new guidance encouraging employers to offer I.V.F. and broader infertility coverage as a standalone benefit—similar to how dental or vision insurance is often provided outside of major medical plans .
The goal? To make it easier—especially for small businesses—to add fertility benefits without overhauling their entire health insurance package. Instructions for employers will be posted immediately on the U.S. Department of Labor’s website following the announcement.
But There’s a Catch
Despite the fanfare, the plan comes with significant limitations:
- No federal mandate: Employers are not required to offer I.V.F. coverage.
- No subsidies: The government will not financially support businesses that choose to provide the benefit.
- Voluntary only: Participation is entirely up to employers.
Given that a single I.V.F. cycle costs between $15,000 and $20,000, critics question whether this guidance alone will meaningfully expand access—especially for lower- and middle-income families .
I.V.F. Coverage in America: The Current Landscape
Today, only about 25% of companies with more than 200 employees offer I.V.F. coverage—a statistic that underscores just how rare this benefit remains in the U.S. workforce . Smaller businesses are even less likely to provide it, citing cost and administrative complexity.
A Delicate Political Balancing Act
The I.V.F. issue has exposed a rift within Trump’s own base. On one side are fertility advocates and millions of Americans who view I.V.F. as a lifeline to parenthood. On the other are Christian conservatives who oppose the procedure on moral grounds—primarily because it often involves the creation and potential discarding of human embryos .
This tension has delayed concrete action for months. Though an executive order promising to “lower I.V.F. costs and increase accessibility” was signed shortly after Trump took office, the accompanying detailed report—due by late May—has yet to be released, five months later .
Alternative Approaches Left Out
Some conservative health groups have pushed for “restorative reproductive medicine”—a method that focuses on treating underlying causes of infertility without resorting to I.V.F. However, the White House confirmed that President Trump will not mention this alternative in his Thursday address, signaling a strategic choice to prioritize mainstream fertility access over ideological alternatives .
What Comes Next?
While the new guidance may raise awareness and simplify administrative pathways for employers, its real-world impact hinges on voluntary adoption. Without financial incentives or regulatory teeth, the initiative may serve more as a symbolic gesture than a systemic solution.
For the estimated 1 in 8 U.S. couples
Sources
White House Set to Announce Proposal Seeking to Make I.V.F. More Accessible, The New York Times, October 16, 2025.