Weather Disaster Costs Hit Record High in 2025

The first half of 2025 has already shattered records for weather-related economic damage in the United States—surpassing $100 billion in losses across just six months. This staggering figure comes amid a controversial pause in federal tracking of disaster costs by the Trump administration, prompting independent scientists to step in and revive the critical data.

Why Federal Disaster Tracking Stopped

For decades, the National Oceanic and Atmospheric Administration (NOAA) maintained a comprehensive database cataloging billion-dollar weather disasters dating back to 1980. But early this year, the Trump administration halted updates to this vital resource, citing budgetary and operational reviews.

Adam Smith, who led NOAA’s disaster cost tracking for 15 years before leaving the agency in May 2025, called the decision “a major setback for climate resilience planning.” Without official data, policymakers, insurers, and emergency responders were left in the dark during a year of escalating climate chaos.

Scientists Step In to Fill the Gap

Refusing to let the data gap persist, a team at the nonprofit Climate Central revived the database using publicly available sources, insurance reports, and government emergency declarations. Their findings, released October 22, 2025, paint a dire picture:

14 separate disasters each caused over $1 billion in damage through June 2025.
Wildfires in Los Angeles alone accounted for more than half of total losses—nearly doubling the previous inflation-adjusted record for fire damage.
The $100+ billion total marks the most expensive first half of any year on record.

What’s Driving the Surge?

Climate scientists point to a confluence of factors:

Rising temperatures fueling drier conditions and longer fire seasons.
More intense rainfall events overwhelming urban infrastructure.
Warmer ocean waters supercharging hurricanes and tropical storms.

“This isn’t just bad luck—it’s the fingerprint of climate change,” said Smith, now a senior climate impacts scientist at Climate Central.

Policy Shifts Raise Alarm

Compounding concerns, the Trump administration has signaled a major shift in disaster response philosophy. President Trump has repeatedly stated his intent to transfer more financial responsibility for recovery from the federal government to individual states.

A newly formed panel is expected to deliver recommendations by November 2025 on overhauling the Federal Emergency Management Agency (FEMA). Critics warn such changes could leave vulnerable communities—especially in low-income or rural areas—without adequate support after catastrophic events.

Disaster Cost Breakdown: January–June 2025

Disaster Type	Number of Events	Estimated Cost (USD)
Wildfires	2	$58 billion
Floods	4	$18 billion
Severe Storms	5	$15 billion
Hurricanes/Tropical Cyclones	2	$12 billion
Drought & Heatwaves	1	$3 billion

What’s Next?

With hurricane season still active and wildfire risk persisting into fall, experts anticipate the final 2025 disaster toll could eclipse previous annual records. Meanwhile, advocacy groups are urging Congress to restore NOAA’s disaster tracking mandate and increase funding for climate adaptation.

“Data isn’t just numbers—it’s the foundation for saving lives and protecting economies,” Smith emphasized.